After months of speculation, the Autumn Budget was delivered by the Chancellor Rachel Reeves on 30 October. While many investors were rushing to make changes based on mere speculation, we encouraged caution.

We face many important transitions during our lifetime. Arguably, the most important is the transition from our working life into retirement. 

On October 30th, the Chancellor, Rachel Reeves, plans to deliver a UK budget showing "real ambition". She’s also on record promoting the idea of "asking those with broader shoulders to pay a bit more".

This week, my wife and I have been discussing finances with our eldest son who is about to go to university. We’re keen that he has enough to cover his costs and enjoy new experiences but also want to ensure that he doesn’t have too much.

We are now halfway through the year and I’ve enjoyed reviewing the first six months. A lot has happened in our team – most importantly Emily has had a baby boy.

It’s only when you see and understand the full extent of your financial picture that you can start making important life decisions, like reducing your work hours or taking more holiday – without the worry of running out of money.

A while back, I met with Simon Hocken from Now Breathe, who has been coaching dentists for 20 years and has written hundreds of newsletters to dentists.

This inspired me to start writing my own – so here it is!